United States Department of Housing and Urban Development (HUD)
06/18/11 11:59 PM Eastern Time
Grants totaling $10,023,000 will be made available to eligible agencies to help homeowners with mortgage problems. Trained counselors will be made available to homeowners in jeopardy of foreclosure or who are having difficulty making their mortgage payments. The goal is to help homeowners retain ownership, as well as help them avoid mortgage scams. Specifically, counselors will help families and individuals meet the responsibilities of homeownership and modify or refinance their loans to avoid unreasonably high interest rates, unaffordable repayment terms, and other conditions that can result in a loss of equity, increased debt, default, and eventually foreclosure. Counselors can also assist homeowners with inquiries related to mortgage scams, and reporting instances of potential mortgage scams.
Activities eligible for reimbursement include:
* Individual counseling or group education/classes regarding resolving or preventing mortgage delinquency or default.
* Mortgage Modification Scams Identification and Reporting.
* Marketing and Outreach Initiatives includes providing general information and materials about mortgage modification and mortgage scam issues, conducting informational campaigns, advocating with lenders for non-traditional lending standards, and raising awareness about critical housing topics.
* Training on housing counseling topics
* Computer equipment/systems costs with the objective of improving the quality of counseling and education services available.
* Capacity Building includes costs associated with hiring additional staff to meet the demand for counseling and effectively spend grant awards.
GrantWatch ID#: 125106
Intermediary - $200,000 - $2,000,000; LHCA $15,000 - $500,000
HUD-approved Intermediaries and HUD-approved Local Housing Counseling Agencies (LHCAs) that meet NOFA threshold
requirements and have offices and/or branches located in one or more of the 100 metropolitan statistical areas (MSAs) with the highest rates of home foreclosures.
This grant is not intended to cover all costs incurred; applicants are expected to seek other private and public sources of additional funding. Applicants are not permitted to charge fees for default counseling.
Applicants are advised to submit applications at least 48 hours in advance of the deadline and during Help Desk hours so that any issues can be addressed prior to the deadline date and time.
Before starting your grant application, please review the funding source's website listed below for updates/changes/addendums/conferences/LOIs.
Hearing and speech challenged persons:
Federal Information Relay Service - (800) 877-8339
Philadelphia Homeownership Center services: Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, West Virginia
Ms. Brenda Bellisario, Brenda.Bellisario@hud.gov
Robert Wright, email@example.com, 215 861-7268
Atlanta Homeownership Center services: Alabama, Puerto Rico, Florida, Georgia, Illinois, Indiana, Kentucky, Mississippi, North Carolina, South Carolina, Tennessee
Ms. Gayle Knowlson, Gayle.F.Knowlson@hud.gov
Carolyn Hogans, E.Carolyn.Hogans@hud.gov, 678 732-2129
Denver Homeownership Center services: Arkansas, Colorado, Iowa, Kansas, Louisiana, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Texas, Utah, Wisconsin, Wyoming
Ms. Elaine Roberts, Elaine.A.Roberts@hud.gov
Program information: Vic Karels, Victor.E.Karels@hud.gov, 303 675-1640
Santa Ana Homeownership Center services: Alaska, Arizona, California, Hawaii, Oregon, Idaho, Nevada, Washington
Mr. Jerrold Mayer, firstname.lastname@example.org
Rhonda J. Rivera, email@example.com, 714 796-1200 x3210
14.169 -- Housing Counseling Assistance Program
USA: Alabama; Alaska; Arizona; Arkansas; California; Colorado; Connecticut; Delaware; Florida; Georgia; Hawaii; Idaho; Illinois; Indiana; Iowa; Kansas; Kentucky; Louisiana; Maine; Maryland; Massachusetts; Michigan; Minnesota; Mississippi; Missouri; Montana; Nebraska; Nevada; New Hampshire; New Jersey; New Mexico; New York City; New York; North Carolina; North Dakota; Ohio; Oklahoma; Oregon; Pennsylvania; Rhode Island; South Carolina; South Dakota; Tennessee; Texas; Utah; Vermont; Virginia; Washington, DC; Washington; West Virginia; Wisconsin; Wyoming