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Grants to Massachusetts Local Educational Agencies for K-12 Financial Education Programs

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Financial Literacy Planning and Implementation Grant

Massachusetts Department of Elementary and Secondary Education (DESE)

Agency: State

GrantWatch ID #136436

Grant Description

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Grants of up to $15,000 to Massachusetts local educational agencies for financial education programs in K-12 schools. Funding is intended for the development and implementation of financial literacy curriculum and learning experiences. Funding may be used for financial literacy experiential learning, curriculum development, and curriculum implementation and professional development.

The purpose of this competitive grant program is to provide funding to support districts in the selection and/or development of materials, curriculum, professional development and in-person or virtual experiential learning related to financial literacy. Districts may propose to collaborate with vendor(s) to support this work.


Grants will support professional learning and the development and or/selection of materials and curriculum that equip teachers to fully and effectively implement the personal financial literacy standards. The intended outcomes of this grant are for districts to deepen their understanding of the standards, adopt high-quality standards-aligned curricular materials, and provide meaningful learning experiences for students relating to financial literacy.

DESE seeks funding proposals that:

  • Align materials, curriculum, professional development, and experiential learning opportunities to the concepts outlined in Chapter 438 of the Acts of 2018 and/or the Standards for Personal Financial Literacy, such as: earning and spending income; online commerce; the rights and responsibilities of renting or buying a home; saving money; using credit, credit card debt, and making investments; balancing a checkbook; state and federal taxes; and protecting and insuring assets.
  • Utilize existing, quality instructional materials. A non-exhaustive list of instructional resources is available at Curricular Materials at a Glance: Personal Financial Literacy
  • Increase equitable access to financial literacy education for all students.
  • Lead to sustainable improvements in financial literacy programming.

LEAs will be given competitive priority in scoring for each of the following eligibilities:

  • Districts and schools in chronically underperforming status
  • LEAs with greater than 40% of the student population qualifying as economically disadvantaged
  • Funding proposals that develop financial literacy knowledge and skills across multiple grade bands (i.e., more than one of the following: K–3, 4–6, 7–8, 9–10, 11–12)

LEAs must propose at least one of the following activities to be eligible for funding:

  • Curriculum Development
  • Curriculum Implementation and Professional Development
  • Financial Literacy Experiential Learning

For additional information about Fund Use, see the URL for Full Text below. 

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Additional Eligibility Criteria:

All Massachusetts Local Education Agencies (districts, charter schools, and Collaboratives) are eligible to apply for this grant.

LEAs in the Strategic Transformation Region may be awarded multiple awards to account for alternative governance structures (e.g., Springfield Empowerment Zone Partnership).

Fund restrictions:
- No funds may be dedicated toward administrator salaries.
- No greater than 5% of funds may be dedicated toward administrative costs associated with the grant.

Pre-Application Information:

Date Due: Thursday, December 1, 2022

Proposals must be received at the Department by 5:00 p.m. on the date due.

Additional Funding Information:

Estimated Total Program Funding:


Estimated Size of Grant:

LEAs may apply for up to $15,000.

Term of Contract:

Project Duration: Upon Approval – 6/30/2023

Contact Information:

Please email the required documents attached to a single email to using the subject line: FC104 – [District Name] – Financial Literacy Planning and Implementation Grant.

Program Contact:
Reuben Henriques
(781) 338-6237

Massachusetts Department of Elementary and Secondary Education
75 Pleasant Street, Malden, MA 02148-4906
Voice: (781) 338-3000
TTY: (800) 439-2370

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