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Grants to Massachusetts Local Educational Agencies for K-12 Financial Education Programs

Financial Literacy Planning and Implementation Grant


GrantWatch ID#

Funding Source
Massachusetts Department of Elementary and Secondary Education (DESE)
Funding or PIN Number: Fund Code: 104
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Geographic Focus
USA: Massachusetts

Important Dates
Deadline: 11/10/23 5:00 PM Save

Grant Description
Grants of up to $15,000 to Massachusetts local educational agencies for financial education programs in K-12 schools. Funding is intended for the development and implementation of financial literacy curriculum and learning experiences. Funding may be used for financial literacy experiential learning, curriculum development, and curriculum implementation and professional development.

The purpose of this competitive grant program is to provide funding to support districts in the selection and/or development of materials, curriculum, professional development and in-person or virtual experiential learning related to financial literacy. Districts may propose to collaborate with vendor(s) to support this work.


Grants will support professional learning and the development and or/selection of materials and curriculum that equip teachers to fully and effectively implement the personal financial literacy standards. The intended outcomes of this grant are for districts to deepen their understanding of the standards, adopt high-quality standards-aligned curricular materials, and provide meaningful learning experiences for students relating to financial literacy.

DESE seeks funding proposals that:

  • Align materials, curriculum, professional development, and experiential learning opportunities to the concepts outlined in Chapter 438 of the Acts of 2018 and/or the Standards for Personal Financial Literacy, such as: earning and spending income; online commerce; the rights and responsibilities of renting or buying a home; saving money; using credit, credit card debt, and making investments; balancing a checkbook; state and federal taxes; and protecting and insuring assets.
  • Utilize existing, quality instructional materials. A non-exhaustive list of instructional resources is available at At a Glance: Personal Financial Literacy 
  • Increase equitable access to financial literacy education for all students.
  • Lead to sustainable improvements in financial literacy programming.

LEAs will be given competitive priority in scoring for each of the following eligibilities:

  • Districts and schools in chronically underperforming status
  • LEAs with greater than 40% of the student population qualifying as economically disadvantaged
  • Funding proposals that develop financial literacy knowledge and skills across multiple grade bands (i.e., more than one of the following: K–3, 4–6, 7–8, 9–10, 11–12)
LEAs must propose at least one of the following activities to be eligible for funding:
  • Curriculum Development
  • Curriculum Implementation and Professional Development
  • Financial Literacy Experiential Learning

For additional information about eligible activities and expenses, see the Full Grant Text RFP link. 


Additional Eligibility Criteria
All Massachusetts Local Education Agencies (districts, charter schools, and Collaboratives) are eligible to apply for this grant.

LEAs in the Strategic Transformation Region may be awarded multiple awards to account for alternative governance structures (e.g., Springfield Empowerment Zone Partnership).

Fund restrictions:
- No funds may be dedicated toward administrator salaries.
- No greater than 5% of funds may be dedicated toward administrative costs associated with the grant.

Pre-Application Information
Friday, November 10, 2023, 5:00 PM.

Proposals must be received at the Department by 5:00 p.m. Eastern on the date due.

All responses must be received by the due date listed above. Failure to do so will result in disqualification. Responses not received on time will not be reviewed. Applicants applying after the due date may be notified their application was received late and will not be reviewed. Applications must be submitted as directed in the Submissions Instructions below. Failure to do so may result in disqualification. If you need assistance with submitting your application, please reach out to the contact person listed on this funding opportunity.

Additional Funding Information

Estimated Total Program Funding:


Estimated Size of Grant
LEAs may apply for up to $15,000.

Term of Contract
Project Duration: Upon Approval – 6/30/2024

Contact Information
Please email the required documents attached to a single email to using the subject line: FC104 – [District Name] – Financial Literacy Planning and Implementation Grant.

Program Contact:
Reuben Henriques
(781) 338-6237

Massachusetts Department of Elementary and Secondary Education
75 Pleasant Street, Malden, MA 02148-4906
Voice: (781) 338-3000
TTY: (800) 439-2370

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