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Small Business Relief Program

Grants to South Carolina Small Businesses in Eligible
Locations for Support During the Coronavirus Crisis

Agency Type:

Local

Funding Source:

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Horry County - Community Development Office

Deadline Date:

01/29/21

Description:

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Grants of up to $25,000 to South Carolina small businesses in eligible locations for support during the Coronavirus (COVID-19) health crisis. Funding is intended to assist local businesses that have been negatively impacted by the pandemic. Eligible small businesses are located in Horry County and the City of Myrtle Beach. The goal of the grant program is to retain jobs and stabilize local businesses. Grant proceeds may be used for mortgage and rent payments, payroll, and other expenses, such as insurance, utilities, and telephone.

The primary Community Development objective of assistance to low and moderate-income persons will be achieved through grants to retain jobs that would have otherwise been lost for at least 90 days. This program is a gap-financing program in response to the COVID-19 outbreak for businesses that have lost revenue or have had to close because of social distancing.

GrantWatch ID#:

GrantWatch ID#: 138117

Estimated Size of Grant:

- The maximum request is limited to $25,000
- Minimum request amount is $1,000

Term of Contract:

Up to six (6) months of qualified expenses are eligible for reimbursement

Additional Eligibility Criteria:

Eligible businesses must have a physical location and be principally based in unincorporated areas of Horry County or in the City of Myrtle Beach. To be eligible, businesses must also meet the following requirements:
- Be a for-profit business
- Employ less than 25 full-time equivalent employees at the time of application
- Have less than $5 million in gross revenues for the past 12 months
- Be able to demonstrate an economic hardship caused by COVID-19

Eligible Businesses:
- For-profit business located in unincorporated Horry County or in the City of Myrtle Beach
- Applicant(s) must be 51%+ majority owner of the business
- Applicant business commits to retaining a minimum of 1 FTE job held by a member of a Low/Mod Income household
- Owner must be 18 years or older
- Owner must have or will have a valid Social Security Number, EIN & DUNS, Business Bank Account
- Owner/Applicant must not be currently in bankruptcy
- Owner/Applicant must be current with property taxes, business license, and fees owed to Horry County and/or the City of Myrtle Beach
- Business must have active liability insurance within 30 days
- Business must have less than $5 million in gross revenues over the past 12 months
- Must not have a conflict of interest with Horry County or the City of Myrtle Beach Terms •
- Business Relief Program recipients must retain at least one job for a minimum of 90 days.

Job retention is defined as total full-time equivalent positions retained at 40 hours per week, or any combination of part-time positions combining for 40 hours per week, including owners. At least 51% of the positions retained or created must be held by employees who are a member of a low-moderate-income household or the job can reasonably be expected to turn over within the following two years and steps will be taken to ensure that the job will be filled by, or made available to, a LMI person. Any job that pays annual wages or a salary of $32,600 or less is considered to meet the requirements of a job created or retained for a Low-Moderate Income household.

Ineligible applicants:
- Nonprofit organizations are not eligible businesses and will not be considered for funding.
- Other ineligible businesses include payday loan businesses, pawn shops, adult entertainment establishments, passive real estate investments, or home-based businesses operating without appropriate zoning and/or permits.

In addition funds under this program may not be used to:
- Pay off non-business debt, such as personal credit cards for purchases not associated with the business.
- Make capital improvements or purchase equipment
- Purchase personal expenses such as buying a new family car or making repairs to a participant’s home.
- Direct financing for political activities or paying off taxes and fines.
- Purchase of personal items
- Support of other businesses in which the borrower may have an interest
- Hiring of new additional staff

Pre-Application Information:

Applications are due by January 29, 2021.

Contact Information:

Before starting your grant application, please review the funding source's website listed below for updates/changes/addendums/conferences/LOIs.

Email applications to SB.Assistance@horrycounty.org

Or deliver to:
Horry County Community Development
128-B Professional Park Drive
Conway, SC 29526

Courtney Frappaolo, Department Head
P: (843) 915-7033
F: (843) 915-6184

URL for Full Text (RFP):

Geographic Focus:

USA: South Carolina: Horry County and Myrtle Beach

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