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Grants to Oregon Small Businesses to Create Jobs for Low- and Moderate-Income Residents

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Geographic Focus

USA: Oregon: City of Albany

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Community Development Block Grant (CDBG) - Economic Opportunity Grant Program

City of Albany Community Development Department

Agency: Local

GrantWatch ID #139236

Grant Description

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Grants of up to $10,000 to Oregon small businesses in eligible locations to create jobs for low- or moderate-income residents. Applicants must meet with program staff prior to applying. The business must have no more than five employees and must create at least one full-time job or equivalent equal to at least 40 hours a week. Eligible businesses must be physically located within Albany's city limits.

These funds are intended to help businesses in the early years when they don’t qualify for other funding.

The following expenses are eligible for the grant:

  • Overhead expenses such as rent and utilities, certifications, licenses, advertising, incorporation, insurance, etc.
  • Training, technical assistance, business services (such as web site development, etc.), to increase business capacity and/or client base
  • Labor expenses (excluding owner), business inventory and supplies
  • Capital or equipment purchases necessary for the business operation, excluding vehicles

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Additional Eligibility Criteria:

Applicant Eligibility:
1. The applicant must be the business owner or entrepreneur.
2. The business must be physically located within Albany’s city limits.
3. The business must have five or fewer employees, at least one being the owner.
4. The business has been operating roughly six months or more, but less than five years.
5. The owner had at least one pre-application advising session with the LBCC Small Business Development Center staff prior to submitting this application to evaluate the business strategies and/or business plan (if applicable).
6. The applicant must meet the CDBG National Objective to create or retain one or more jobs for low- and moderate-income (LMI) residents. See details below.

HUD National Objective Performance Outcomes:
- The applicant is a low-mod microenterprise business owner (household income is at or below 80% of the area median income); OR
- The business must create at least one full-time job or equivalent equal to at least 40 hours a week. The job shall be made available to or held by a LMI Albany resident. If more than one job is created or retained, then at least 51 percent of the jobs must be held by or made available to LMI residents. HUD defines LMI residents as those earning less than 80 percent of the area median income by household size.

For more information about the above requirements, see:

The types of businesses not eligible for this grant program include, but are not limited to: adult entertainment; gaming, liquor or tobacco stores; marijuana dispensaries and manufacturing; passive real estate investments; pyramid business structures; and any business or activity that does not comply with local, state, or federal laws.

Funds cannot be used for the following:
- Vehicle purchases
- Construction, building or other improvements when Davis Bacon and Related Acts must be applied (prevailing wage requirements)
- Repayment of refinance of existing debt or to pay operating deficits tax arrearages, governmental fines or penalties or general government expenses
- Personal income or emergency situations
- Pre-start up research and development
- Speculative property purchases (real estate, stock, collectibles)
- Political or religious activities, lobbying or any activity prohibited in the CDBG regulations in 24 CFR 570.

Pre-Application Information:

Albany’s Economic Opportunity Grant window is open until August 4, 2021.

Before submitting your application, the business owner must have at least one meeting with an advisor through the LBCC Small Business Development Center to evaluate the business strategies and/or business plan.

Businesses must have a DUNS number ( and be registered with There are a few steps in this process, so it takes a couple of weeks.

Application Process:
1. Hold a business advising session with one of LBCC’s Small Business Development Center advisors.
2. Submit application with required attachments by August 4, 2021 at 5:00 p.m.
3. City staff will review the application for completeness and notify you if additional materials are needed.
4. The Albany Community Development Commission will evaluate applications on August 16, 2021, at noon. Applicants are asked to attend this meeting to give a short overview of the business goals and respond to questions.
5. If the grant is approved, City staff will notify the applicant and will prepare a subrecipient agreement for signatures, collect any necessary paperwork, and meet to sign and review program requirements.

Additional Funding Information:

Estimated Size of Grant:

Up to $10,000

Contact Information:

Submit applications to

For more information about Albany’s Economic Opportunity Grant Program, please contact:

Anne Catlin, Senior Planner
(541) 917-7560

City of Albany Community Development Department
P.O. Box 490
Albany, OR 97321-0144

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