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Community HOME Investment Program (CHIP)

Grants to Georgia Nonprofits, Agencies, and Housing
Authorities to Provide Safe and Affordable Housing

Agency Type:


Funding Source:

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Georgia Department of Community Affairs (DCA)

Conf. Date:


Deadline Date:

12/01/17 4:00 PM Receipt


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Grants to Georgia nonprofit organizations, local governments, and public housing authorities to provide affordable, safe, and decent housing in communities throughout the state. Funding is available for the rehabilitation of owner-occupied residencies and the construction or renovation of affordable single-family housing for sale to eligible homebuyers.

Eligible activities include:
1) Housing rehabilitation of owner‐occupied single family homes;
2) New construction and reconstruction of small, affordable housing units for sale to eligible home
buyers; and
3) A combined grant application for both housing rehabilitation of owner‐occupied single family
homes and new construction/reconstruction of small, affordable housing units for sale to eligible home buyers.

Home Buyer Development:

Funds will be provided to acquire, rehabilitate, or newly construct single‐family units to be sold to low and moderate income home buyers. Single‐family units are defined as structures with 1‐4 units. All eligible applicants, including non‐profit organizations, are eligible to apply for this activity.

Funds to applicants for new construction, rehabilitation, and/or reconstruction of single family units for homeownership shall be provided by the applicant as a construction loan at 0% interest due upon sale to a home buyer eligible under the HOME Program. Under rare instances, the sales price less a 15% developer fee may be less than the construction loan. In these instances, the developer fee will be limited to 15% of the sales price and the remaining balance after applying the sales proceeds will be provided as a grant to the developer to satisfy the construction loan.

Fees to developers that complete developments funded under this NOFA shall be 15% of the total development cost not including the value of the land if acquisition funds are provided. This amount may be reduced if there is an identity of interest between the developer and the contractor working on the development. Subrecipients are eligible to receive project delivery costs of up to 5% of the HOME‐funded total development cost. All eligible project delivery costs must be identified by the Subrecipient.

If the application proposes the development (either new construction or rehabilitation) of housing units that will be sold to low and moderate income home buyers, a formal agreement between the Subrecipient and a HUD‐approved housing counseling agency to provide pre‐purchase, home buyer education services to all new home buyers will be required, but not at the time of application. A firm partnership will be required in carrying out the funded activities. Partnerships that consider post‐ purchase education services for each new home buyer are encouraged

Housing Rehabilitation of Owner‐Occupied Single Family Homes:

Funds will be provided to rehabilitate existing owner‐occupied single‐family units. Homeowners must meet the income thresholds of less than eighty percent (80%) of the average median income for their counties. Funds to rehabilitation the homes are made in the form of a 0% deferred payment loan that is forgivable if the homeowners maintains the home as their primary residence for five (5) years for housing rehabilitation or for ten (10) years for housing reconstruction.

Selection Priorities:

1. Experience of the Proposed Subrecipient ‐ Both the experience of the applicant in administering HOME funds as a Subrecipient and/or the applicant’s experience in developing or administering the development of similar units will be considered.

2. Leveraging ‐ The amount and extent of documented commitments that will leverage DCA resources will be considered.

3. Readiness to Proceed - Applications that can demonstrate the greatest readiness to proceed with program implementation will be given the highest priority.

The identification of proposed development sites is not required at the time of submission. However, if sites have been identified and site control is in place for the applicant or owner, priority will be given to these applications. Site control is identified as (A) A Warranty Deed that conveys title to the subject property(ies) to the Applicant or proposed owner, (B) a legally binding contract to purchase the proposed project site(s) in the name of the Applicant or ownership entity, or (C) a legally binding contract for a binding long‐term ground lease, with a minimum term of 45 years.

GrantWatch ID#:

GrantWatch ID#: 169518

Estimated Total Program Funding:


Estimated Size of Grant:

DCA will award up to $300,000 per application submitted for housing rehabilitation of owner occupied homes; up to $600,000 per application for new construction or reconstruction of homes for sale to home buyers; or up to $600,000 for the combined activities of housing rehabilitation of owner occupied homes and new construction or reconstruction of homes for sale to home buyers.

Applicants awarded funds for these activities will receive two percent (2%) in administrative funds (i.e. $6,000 for $300,000 awards and $12,000 for $600,000 awards).

Term of Contract:

The grant term is August 2018 - July 2020.

All HOME funds must generally be expended and all development activity must be completed within twenty‐four (24) months of DCA’s contract start date of August 1, 2018. “Completion” is defined as all construction activities being complete, all development funds expended, all final inspections have taken place, and certificates of occupancy issued.

All home buyer units must have ratified sales contracts within nine (9) months of the issuance of a certificate of occupancy for the unit or the unsold unit must be converted to a HOME‐funded rental units.

Additional Eligibility Criteria:

The CHIP program is not provided directly to individual homeowners and homebuyers. Eligible applicants include local governments, nonprofits with 501(c)3/(c)4 designation, and public housing authorities.

Subrecipient Role:

Successful Applicants will act as Subrecipients of GHFA HOME funds. Subrecipients are defined in the revised HOME Final Rule of July 24, 2013, as follows:

“Subrecipient” means “a public agency or nonprofit organization selected by the participating jurisdiction to administer all or some of the participating jurisdiction’s HOME programs to produce affordable housing....A public agency or nonprofit organization that receives HOME funds solely as a developer or owner of a housing project is not a Subrecipient. The participating jurisdiction’s selection of a Subrecipient is not subject to the procurement procedures and requirements.”

The following entities will be considered eligible to act as a Subrecipient under this NOFA
-Local governments
-Nonprofit organizations
-Public Housing Authorities

All Applicants must meet the following requirements:

The Applicant must show the capacity to carry out the proposed development by having either staff or entities under contract with relevant experience in successfully completing the administration of other developments of a similar nature and scope.

Applicants must not be out of material compliance or disqualified from any program administered by DCA or under debarment, proposed debarment or suspension by a federal agency.

Additional Qualification Requirements for Applicant Entities - Nonprofits and Public Housing Authorities:

In addition, an Applicant formed as a nonprofit or public housing authority must be determined by DCA to be qualified to act as a Subrecipient. The nonprofit or public housing authority must be able to demonstrate technical expertise of staff and other project partners in housing production and management and meet the following criteria:

At the time of application, the authorized signatory of the Applicant (e.g. Chief Executive Officer) must demonstrate compliance with O.C.G.A. §50‐36‐1 (e) (2)‐Verification of Lawful Presence within the United States

At the time of application, all nonprofit applicants also must be in compliance with O.C.G.A. Section 50‐ 20‐1 through 50‐20‐8. Successful applicants must remain in compliance with this section through program closeout. DCA will not fund any activity should the non‐profit or public housing authority fall out of compliance with O.C.G.A. Section 50‐20 et. seq. until such time that the entity’s compliance has been determined by Georgia Department of Audits and Accounts and, subsequently, the Commissioner of DCA has authorized proceeding with funding of existing commitments.

Additional Eligibility Requirements for Applicants - Local Governments:

In addition to the requirements for all applicants, Local Governments must also meet the following requirements

1. Local governments that received a grant award under the Community HOME Investment Program (CHIP) in the 2017 or any prior grant year must have expended all at least 50% of all project and administrative funds by December 1, 2017, in order to be qualified as an applicant.

2. Local governments should also be in compliance with the audit report/grant certification form submission requirements as provided under O.C.G.A. Section 36‐81‐7 and Section 36‐81‐8.1.

Pre-proposal Conference:

Applicants are invited to join the CHIP 2018 Application Question & Answers Webinar on Tuesday November 7, 2017 from 2:00 PM - 3:00 PM EST.

A recording of the CHIP 2018 Grant Application Webinar - 1 held on Thursday, September 14, 2017 may be viewed at:

A recording of the CHIP 2018 Grant Application Webinar - 2 held on Thursday, September 28, 2017 may be viewed at:

Pre-Application Information:

DCA anticipates approximately a total of $5 million will be available for all 2018 CHIP awards. DCA
will make CHIP 2018 awards in two funding pools:

1) Seventy percent (70%) or more of the CHIP 2018 funds ($3.5 million) will be awarded to city and county governments, nonprofits, and Public Housing Authorities CHIP applicants statewide to applicants in non-Participating Jurisdiction communities.

2) Up to 30% of funds ($1.5 million) will be made available to city and county governments, nonprofits, and Public Housing Authorities that are within HOME Participating Jurisdictions.

Participating Jurisdictions are cities and counties that receive HOME funds directly from HUD. HOME is the federal funding source that funds CHIP grants. These communities include Albany, Athens‐Clarke County, Atlanta, Augusta‐Richmond County, Clayton County, Cobb County, Columbus‐Muscogee County, DeKalb County, Fulton County, Gwinnett County, Macon, and Savannah.

A $250 application fee payable to the Georgia Housing and Finance Authority is due at time of application. If application fee is returned due to insufficient funds, the applicant will be required to pay an insufficient funds fee of $35.00 and the application will not be scored or considered for funding.

Applications must arrive at DCA by 4:00 PM on December 1, 2017.

Grant Schedule:
-Application release: September 1, 2017
-Application deadline: December 1, 2017
-Grant term: August 2018 - July 2020

HUD HOME Regulations:

Contact Information:

Before starting your grant application, please review the funding source's website listed below for updates/changes/addendums/conferences/LOIs.

To register for the November 7 webinar, go to:

You can also dial in using your phone:
Phone Number: (786) 535-3211
Access Code: 460-563-781

Samanta Carvalho, CHIP Program Manager

Office of Activity and Public Affairs
Georgia Department of Community Affairs
60 Executive Park South, N.E.
Atlanta, GA 30329

URL for Full Text (RFP):

Geographic Focus:

USA: Georgia