Flood Mitigation Assistance (FMA) Grant Program
Grants to Florida State, Local, Tribal Agencies
to Retrofit Buildings to Reduce Flood Damage Risk
to Retrofit Buildings to Reduce Flood Damage Risk
Federal Emergency Management Agency (FEMA) and Florida Division of Emergency Management (FDEM)
10/02/17 5:00 PM EST
Grants to Florida state, local, and tribal government agencies for improvement projects that reduce the risk of flood damage to qualifying structures. This program supports cost-effective flood retrofit projects on buildings that are substantially damaged by flooding or insured through the National Flood Insurance Program (NFIP).
Examples of eligible flood retrofit activities are:
1. Acquisition and Demolition;
2. Acquisition and Relocation;
3. Elevation, relocation or flood-proofing of utilities;
4. Elevation (Standard In Place Elevation);
5. Dry Flood-proofing of Non-Residential Structures;
6. Dry Flood-proofing of Historical Structures;
7. Minor Localized Flood Reduction Projects;
8. Mitigation Reconstruction
9. Mitigation plans
The activities above, although eligible, must also meet the following minimum criteria in order to be considered for funding:
-Be cost-effective: A project must be cost-effective and substantially reduce the risk of future damage, hardship, loss or suffering resulting from a major disaster. This requirement is satisfied by performing an analysis to determine whether the benefits to be gained are at least equal to, or greater than the cost of the project.
-Be technically feasible: The project must use flood resistant design and construction methods and flood resistant materials that are accepted by the design and construction industry, as well as the Federal Emergency Management Agency. Also a clear description of the proposed methods should be provided in the eGrant application's scope of work.
-Located in or benefits an NFIP-compliant community: An eligible project must be located physically in a participating NFIP community that is not on probation, suspended or withdrawn from the NFIP, and the project must benefit such a community directly by reducing future flood damages.
-Conforms to the State's Administrative Plan: All sub-grant applicants must have a FEMA-approved and locally adopted mitigation plan by the application deadline and at the time of obligation of grant funds.
-Complies with environmental laws, regulations and executive orders. Comply with Executive Order 11988 (Title 44, CFR, Part 9 - Floodplain Management and Protection of Wetlands), Environmental Considerations and the National Environmental Policy Act [NEPA] (Title 44, CFR , Part 10).
-Be in conformance with the minimum floodplain management regulations of the NFIP (Title 44, CFR, Sections 59 and 60.3) and the local government's Community Rating System Program, if applicable.
Benefit Cost Analysis:
The traditional FEMA approved software-based Benefit Cost Analysis (BCA) Flood Modules must be used to determine the cost effectiveness of a project. Sub-applicants must use a FEMA approved methodology to perform a BCA. Only project sub-applications that demonstrate cost-effectiveness through a benefit cost ratio of 1.0 or greater will be considered for Flood Mitigation Assistance funding.
The maximum Federal share for FMA subapplications is as follows:
-$100,000 for community mitigation advanced assistance applications
-$10,000,000 for community mitigation project applications
-$50,000 for technical assistance for states that received at least $1 million in FMA awards in FY 2016
-$50,000 for state flood hazard mitigation planning
-$25,000 for local flood hazard mitigation planning
-10 percent of the grant application budget for applicant management costs for applicants to administer and manage grant and subgrant activities
-5 percent of plan and project subapplication budget for subapplicant management costs for subapplicants to manage their plan or project activity
The period of performance for the FMA Grant Program begins with the opening of the application period and ends no later than 36 months from the date that FEMA announces selected sub-applications.
Eligible sub-applicants are:
1. Local governments;
2. Native American Tribal governments;
3. State-level agencies;
4. Applicants must participate in the National Flood Insurance Program (NFIP). Communities that are suspended or withdrawn from the NFIP are not eligible to receive flood grant funds.
5. All sub-grant applicants must have a FEMA-approved and locally adopted mitigation plan by the application deadline and at the time of obligation of grant funds.
Owners of structures, residential or non-residential, that have been previously flooded and desire to have their structure mitigated should consult with their local or Native American Tribal government about submitting an application on their behalf for grant funds. Applications must be submitted by an eligible sub-applicant.
Federal funding is available for up to 75 percent of the eligible activity costs.
FEMA may contribute up to 100 percent Federal cost share for SRL properties defined below as:
a) Is covered under a contract for flood insurance made available under the NFIP; and
b) Has incurred flood related damage
i. For which four or more separate claims payments (includes building and contents) have been made under flood insurance coverage with the amount of each such claim exceeding $5,000, and with the cumulative amount of such claims payments exceeding $20,000; or
ii. For which at least two separate claims payments (includes only building) have been made under such coverage, with the cumulative amount of such claims exceeding the market value of the insured structure.
FEMA may contribute up to 90 percent Federal cost share for RL properties. An RL property is a structure covered by a contract for flood insurance made available under the NFIP that:
a) Has incurred flood-related damage on two occasions, in which the cost of the repair, on the average, equaled or exceeded 25 percent of the market value of the structure at the time of each such flood event; and
b) At the time of the second incidence of flood-related damage, the contract for flood insurance contains increased cost of compliance coverage.
The Florida Division of Emergency Management (FDEM) is soliciting eligible applicants to prepare and submit applications for the FMA grant program. Please see the attached eGrants Application Process Guidance. All applications must be submitted to FDEM via the eGrants application system on or before October 2, 2017 by 5:00 PM EST.
eGrants stream-lines the application process by providing governmental units with the ability to apply for and manage sub-grant applications over the Internet. Training is available through an interactive computer based course designed to provide local and Native American Tribal governments with basic knowledge about using the web-based Mitigation Electronic Grants (eGrants) System.
This eGrants training course is designed to allow the individual to take it in its entirety or to focus on specific aspects of the eGrants System. The course examines registering for access to the eGrants System; creating, completing and submitting sub-grant applications to FDEM for forwarding to FEMA; and managing approved sub-applications.
The course may be accessed at the following link:
The BCA must be attached to the sub-applicant's application in PDF and Excel formats. The FEMA approved BCA Toolkit, which includes the Flood Modules, may be downloaded at no cost. Also, please see Mitigation - Benefit Cost Analysis Toolkit:
FEMA has developed resources to assist sub-applicants with project and planning sub-applications. The resources can be found on the HMA Application Development and Process web page:
Publications and tools for each of the non-disaster programs can be found here:
Before starting your grant application, please review the funding source's website listed below for updates/changes/addendums/conferences/LOIs.
Register for the eGrants System:
For assistance with Benefit Cost Analysis, the BCA Helpline may be contacted by telephone (866) 222.3580 or via e-mail email@example.com.
State of Florida
Division of Emergency Management
Flood Mitigation Assistance Program
2555 Shumard Oak Boulevard
Tallahassee, Florida 32399-2100
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