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Bangor Microenterprise Assistance COVID-19 Grant Program

Grants to Maine Businesses for Financial
Assistance During the COVID-19 Crisis

Agency Type:

Local

Funding Source:

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City of Bangor, Community and Economic Development

Deadline Date:

06/30/20

Description:

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Grants to Maine businesses in eligible locations for assistance during the Coronavirus (COVID-19) health crisis. Funding is intended to support microenterprise businesses that have faced severe interruptions due to the pandemic and social distancing. Eligible businesses must be located in Bangor and be owned by an individual with a household income at or below 80% of the HUD Area Median Income.

The Bangor Microenterprise Assistance COVID-19 Grant Program offers short-term working capital assistance to eligible, for-profit microenterprise businesses to enable the viability of the business during the severe interruption directly related to the COVID-19 pandemic and resulting social distancing.

Eligible Uses: Up to 2 months of normal business operating expenses, such as:

  • Business rent
  • Employee wages & benefits
  • Utilities
  • Supplies
  • Business taxes
  • Business Mortgage payment
  • Other obligations directly related to the operation of the business

GrantWatch ID#:

GrantWatch ID#: 190772

Estimated Total Program Funding:

$80,000

Estimated Size of Grant:

Individual grants are available up to $3,500.

Additional Eligibility Criteria:

To qualify as a microenterprise business, you must have five or fewer full-time equivalent employees at the time of submitting the application, AND you as the owner must have an annual household income at or below 80% of the HUD Average Area Median Income.
- Business must have five or fewer full-time equivalent employees, including the owner, at the time of application
- Business owner must have a household income at or below 80% of the HUD Area Median Income
- Business must have its primary operating facility located in Bangor
- Business must have been established prior to 2/29/20
- Business must be for-profit with a maximum of $1.0 million annual gross revenue
- Business must provide documentation showing a minimum of 50% decline in sales (average sales of March, April & May, 2020 must be at least 50% less than the average monthly sales in 2019) to prove its viability has been threatened by COVID-19 quarantine measures. Funds that are owed in the future, but not yet collected, are not considered a decline in sales
- Funds cannot be used for expenses paid for with other federal or state COVID-19 funding programs, e.g. PPP and EIDL
- Employees of the City of Bangor or City of Bangor elected officials are not eligible
- Business must be in compliance with all federal, state, and local statutory requirements. Business must have no unresolved notice of violations from the City of Bangor Code Department and have no City of Bangor matured tax liens
- Business owner(s) must be the applicant and only one (1) application can be submitted per owner or group of owners to either the Bangor Small Business Assistance COVID-19 Relief Program or the Bangor Microenterprise Assistance COVID-19 Relief Grant Program

The City of Bangor's Office of Community & Economic Development does not discriminate or disqualify business applicants based on gender, race, religion, ethnicity, sexual orientation, gender identity, family status, country of origin, disability, or other demographic categories. The same criteria and qualification guidelines will be followed for all businesses.

Ineligible Uses:
- Refinancing existing debt
- Down payment for other financing
- Wages for business owner(s) and family members
- Any construction-related work
- Any activity not listed as an eligible use

Pre-Application Information:

Applications will be accepted from June 23, 2020 through June 30, 2020. Applications are due by June 30, 2020.

Recipients of a grant will be chosen via a random system.

Funds will be disbursed every two (2) weeks in conjunction with the City’s accounts payable schedule.

Funds will be distributed on a reimbursement basis. Applicant must provide proof of payment for eligible business costs (such as lease or mortgage) to show exactly what expenses are to be reimbursed. Only business expenses which incurred after March 1, 2020 are eligible for reimbursement.

Contact Information:

Before starting your grant application, please review the funding source's website listed below for updates/changes/addendums/conferences/LOIs.

Submit applications to covid.relief@bangormaine.gov.

Mailing Address: 73 Harlow Street, Bangor, ME 04401
Office Location: Second floor, City Hall
Phone: 207-992-4280
Hours: City Hall is currently closed to the public. Staff is available Mon-Fri 8:00AM - 4:30PM by phone or email.
Email: comm.dev@bangormaine.gov

URL for Full Text (RFP):

Geographic Focus:

USA: Maine: Bangor

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