{"id":3460,"date":"2020-04-02T21:59:03","date_gmt":"2020-04-02T21:59:03","guid":{"rendered":"https:\/\/www.grantnews.com\/?p=3460"},"modified":"2020-07-06T16:23:12","modified_gmt":"2020-07-06T20:23:12","slug":"the-cares-act-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/www.grantwatch.com\/grantnews\/the-cares-act-what-you-need-to-know\/","title":{"rendered":"The CARES ACT: What you need to know"},"content":{"rendered":"

In the wake of the COVID-19 pandemic, Congress has passed several bills to try and help individuals, families, small business-medium sized businesses, all of whom have been majorly impacted by this global crisis. One of the most substantial bills, the Coronavirus Aid, Relief, and Economic Security Act (CARES), was also the most bipartisan bill. The CARES act includes a 2 trillion dollar<\/strong> stimulus package that was signed into law by the president.<\/p>\n

\"cares\"<\/p>\n

This bill has several tenants, and it’s important to go through at least some of them to understand what it’s passing could mean for people and companies who have been impacted by this pandemic.<\/p>\n

Direct Payments<\/h3>\n

Firstly, any individual who is making an adjusted gross income of $75,000 ($150,000 for joint filers) will be eligible to receive a 1200 payment ($2400 for joint filers) as well as a $500 payment for any children under the age of 17. There is no minimum income barrier to this, as long as a person is not dependent on another taxpayer and has a work-eligible social security number. This amount is phased out by $5 for every $100 over 75K and is fully phased out for anyone making an adjusted gross income of $99,000 (single) and $198,000 (joint filers) with no children or dependents.<\/p>\n

Increased Unemployment Assistance<\/h3>\n

This bill also increases unemployment insurance by providing an additional $600 per week to individuals receiving unemployment benefits for up to four months. This provision also provides for an additional 13 weeks of unemployment benefits (through December 2020) for any individual that remains unemployed after state unemployment benefits have ceased.<\/p>\n

Delay In Tax Filling<\/h3>\n

The CARE Act pushed the date\/deadline in which individuals have to file 2019 taxes from April 15 to July 15. The treasury department has also postponed the deadline for individuals making contributions to their IRA under the extended filing period.<\/p>\n

Retirement Account Changes<\/h3>\n

The government is waving the 10% penalty on early withdrawal of retirement funds (up to $100,000) for some qualified retirement accounts that qualify for some form of COVID-19 relief. This does not mean that those holders won’t have to pay income tax, but it does allow them to pay those taxes over three years.<\/p>\n

The new changes allow for an increase in the limit of a loan that an individual can take from a retirement account from $50,000 to $100,000 for 2020. It also waives the required minimum distribution (RMD) that are due either in 2020 or are expected in 2020 butt attributable back to 2019. Individuals who want to waive RMD requirements do not need to meet any other COVID-19 relief requirements.<\/p>\n

Enhanced Benefits for Charitable Contributions<\/h3>\n

(this is good for nonprofits)<\/em><\/p>\n

\"nonprofit\"<\/p>\n

The government has lifted certain restrictions on charitable donations aimed at ensuring people continue to contribute even during this challenging time.<\/p>\n

For example – <\/strong><\/em>$300 deduction of cash donations regardless of whether an individual chooses to itemize their deductions.
\nFor individuals who do itemize their deductions in regards to charitable giving, the usual limit of 50% of adjusted gross income has been lifted
\nFor corporations, the 10% limit on charitable donations has been increased to 25% of taxable income.<\/p>\n

Mortgage and Housing Assistance<\/h3>\n

This bill requires any federally backed mortgage lender to postpone mortgage payments if the borrower is currently experiencing COVID-19 related financial hardship. This postponement under these conditions must be granted for 180 days, with the option to extend for another 180 days.<\/p>\n

There is a moratorium on Foreclosures starting on March 18, 2020, that prevents the servicer of any federally backed foreclosure loan from starting any foreclosure processes for at least 60 days.<\/p>\n

There is also a prohibition on evictions by landlords who hold mortgages backed by any federal entity. This includes The Department of Housing and Urban Development (HUD<\/a>), Fanny Mae and Freddy Mac and any other federal entity. These landlords cannot pursue eviction for their tenants for 120 days after the CARES Act goes into effect. These landlords also cannot charge late fees or penalties during this period if their tenants cannot pay their rent.<\/p>\n

Small Business Assistance<\/h3>\n

The small-medium business has been especially impacted by this crisis. With many having to close their doors because of restrictions on movement, and some total facing shutdowns. There are provisions for small businesses in the CARES act; here are a few<\/em>:<\/p>\n

Much small business will now qualify for disaster loans to help them mitigate the wreckage from COVID-19<\/a>, which is crucial as so many are losing so much in this chaos. People need to be able to make payroll, continue operations to whatever possible extent, or they will be forced into massive layoffs or possible shuttering.
\nOther benefits included are aspects like the employee retention tax credit, which is being awarded to a business experiencing total or partial shutdown due to COVID-19 who continue paying their employee’s salaries.
\nAlso, the ability to delay payment of payroll tax is included.<\/p>\n

Student Loan Help<\/h3>\n

Millions of Americans have student loan debt, and it can be crushing to pay back, but during a pandemic like this, it can get much much worse. With people with debt being laid off, entering into a possible recession, and everything else that is going on provisions for student borrowers is essential and essential. There are aspects of the bills that go towards helping student borrowers, though some would say it’s not enough.<\/p>\n

Here are some of the provisions for borrowers:<\/em><\/strong><\/p>\n

Loan payment suspension: this applies to federally backed loans and will continue through September 30, 2020, with no interest being accrued or any penalties being applied through that period of suspension
\nThere are additional provisions in the bill that allow for educational help. For example, allowing universities to pay students who were unable to complete work-study programs due to COVID-19.<\/p>\n

Writer’s note:<\/em><\/p>\n

These are the parts of the bill that I think are the most relevant to our readers, but if you’d like to read the entirety of the Coronavirus Aid, Relief, and Economic Security Act, I’m linking it here. \u2192 CARES Act<\/a><\/p>\n

We are committed to helping ensure that nonprofits have the proper information about grants<\/a> that have been made available as a result of the COVID-19 pandemic, and our team is consistently updating this list to reflect any updates available.<\/p>\n","protected":false},"excerpt":{"rendered":"

In the wake of the COVID-19 pandemic, Congress has passed several bills to try and help individuals, families, small business-medium<\/p>\n","protected":false},"author":4,"featured_media":3480,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[138,124,147],"tags":[],"class_list":["post-3460","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-community","category-latest"],"yoast_head":"\nThe CARES ACT: What you need to know Latest<\/title>\n<meta name=\"description\" content=\"Congress has passed the the Coronavirus Aid, Relief, and Economic Security Act (CARES) to help individuals, families, small & medium sized businesses\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.grantwatch.com\/grantnews\/business\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The CARES ACT: What you need to know Latest\" \/>\n<meta property=\"og:description\" content=\"Congress has passed the the Coronavirus Aid, Relief, and Economic Security Act (CARES) to help individuals, families, small & medium sized businesses\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.grantwatch.com\/grantnews\/business\/\" \/>\n<meta property=\"og:site_name\" content=\"GrantNews\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/GrantWatch\/162625900556850\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-02T21:59:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-06T20:23:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1650\" \/>\n\t<meta property=\"og:image:height\" content=\"864\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Libby Hikind\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@grantwatch\" \/>\n<meta name=\"twitter:site\" content=\"@grantwatch\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Libby Hikind\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/business\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/the-cares-act-what-you-need-to-know\/\"},\"author\":{\"name\":\"Libby Hikind\",\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/#\/schema\/person\/0c34e18456cd1bb01edfd4e65e2e0282\"},\"headline\":\"The CARES ACT: What you need to know\",\"datePublished\":\"2020-04-02T21:59:03+00:00\",\"dateModified\":\"2020-07-06T20:23:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/the-cares-act-what-you-need-to-know\/\"},\"wordCount\":1014,\"publisher\":{\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/business\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg\",\"articleSection\":[\"Business\",\"Community\",\"Latest\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/the-cares-act-what-you-need-to-know\/\",\"url\":\"https:\/\/www.grantwatch.com\/grantnews\/business\/\",\"name\":\"The CARES ACT: What you need to know Latest\",\"isPartOf\":{\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/business\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/business\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg\",\"datePublished\":\"2020-04-02T21:59:03+00:00\",\"dateModified\":\"2020-07-06T20:23:12+00:00\",\"description\":\"Congress has passed the the Coronavirus Aid, Relief, and Economic Security Act (CARES) to help individuals, families, small & medium sized businesses\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.grantwatch.com\/grantnews\/business\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/business\/#primaryimage\",\"url\":\"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg\",\"contentUrl\":\"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg\",\"width\":1650,\"height\":864,\"caption\":\"CARES\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/#website\",\"url\":\"https:\/\/www.grantwatch.com\/grantnews\/\",\"name\":\"GrantNews\",\"description\":\"Powered By GrantWatch\",\"publisher\":{\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.grantwatch.com\/grantnews\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/#organization\",\"name\":\"GrantWatch\",\"url\":\"https:\/\/www.grantwatch.com\/grantnews\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/06\/GW.jpg\",\"contentUrl\":\"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/06\/GW.jpg\",\"width\":400,\"height\":120,\"caption\":\"GrantWatch\"},\"image\":{\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/pages\/GrantWatch\/162625900556850\",\"https:\/\/x.com\/grantwatch\",\"https:\/\/www.instagram.com\/grantswatch\/\",\"https:\/\/www.linkedin.com\/company\/grantwatch-com\",\"https:\/\/www.pinterest.com\/applyforgrants\",\"https:\/\/www.youtube.com\/channel\/UC8YAavtZreMRWx67Zkt-Kkg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/#\/schema\/person\/0c34e18456cd1bb01edfd4e65e2e0282\",\"name\":\"Libby Hikind\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.grantwatch.com\/grantnews\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b3335488e486bdace4e6f00b56f315eabd313bb603c978111b6532b6f15a9350?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b3335488e486bdace4e6f00b56f315eabd313bb603c978111b6532b6f15a9350?s=96&d=identicon&r=g\",\"caption\":\"Libby Hikind\"},\"description\":\"Libby Hikind is the founder and CEO of GrantWatch.com\u2014a top online resource for grants and funding, drawing over 350,000 monthly active users\u2014and host of the \\\"GrantTalk\\\" podcast, where she interviews funders and grant awardees on securing funding, nonprofit success, and entrepreneurial growth. Starting as a NYC Department of Education teacher, she wrote classroom grants and raised millions for a Brooklyn district before launching her Staten Island grant-writing agency (complete with a pioneering fax newsletter), retiring to pioneer GrantWatch in the digital age, and relocating to Florida for family time. A beloved children's book author, Libby crafts enchanting stories on growing up, self-esteem, overcoming fears, and life lessons\u2014available on Amazon and Barnes & Noble (request at local bookstores) with fun accompanying coloring books; titles include \\\"Rikki Wants A Pet: How a Fluttery Surprise Saved the Day,\\\" \\\"Why Won't You Go to School, Kiki Kangaroo?: How Everyone Helped Him: School Is Scary - Until It's Not,\\\" \\\"Twig Literacy: A Fun Story About Beavers, Money (Twigs), and Saving,\\\" \\\"Mr. Squirrel's Spring Cleaning Lesson,\\\" and \\\"Why Won't You Fly, Sky?: A Tale of Finding the Courage to Soar.\\\" Her memoir and grant writing module, \\\"The Queen of Grants: From Teacher to Grant Writer to CEO,\\\" inspires grant pros with her rise to success and teaches you all about grant writing\u2014look for Queen of Grants 2 which will be available soon.\",\"url\":\"https:\/\/www.grantwatch.com\/grantnews\/author\/libby\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The CARES ACT: What you need to know Latest","description":"Congress has passed the the Coronavirus Aid, Relief, and Economic Security Act (CARES) to help individuals, families, small & medium sized businesses","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.grantwatch.com\/grantnews\/business\/","og_locale":"en_US","og_type":"article","og_title":"The CARES ACT: What you need to know Latest","og_description":"Congress has passed the the Coronavirus Aid, Relief, and Economic Security Act (CARES) to help individuals, families, small & medium sized businesses","og_url":"https:\/\/www.grantwatch.com\/grantnews\/business\/","og_site_name":"GrantNews","article_publisher":"https:\/\/www.facebook.com\/pages\/GrantWatch\/162625900556850","article_published_time":"2020-04-02T21:59:03+00:00","article_modified_time":"2020-07-06T20:23:12+00:00","og_image":[{"width":1650,"height":864,"url":"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg","type":"image\/jpeg"}],"author":"Libby Hikind","twitter_card":"summary_large_image","twitter_creator":"@grantwatch","twitter_site":"@grantwatch","twitter_misc":{"Written by":"Libby Hikind","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.grantwatch.com\/grantnews\/business\/#article","isPartOf":{"@id":"https:\/\/www.grantwatch.com\/grantnews\/the-cares-act-what-you-need-to-know\/"},"author":{"name":"Libby Hikind","@id":"https:\/\/www.grantwatch.com\/grantnews\/#\/schema\/person\/0c34e18456cd1bb01edfd4e65e2e0282"},"headline":"The CARES ACT: What you need to know","datePublished":"2020-04-02T21:59:03+00:00","dateModified":"2020-07-06T20:23:12+00:00","mainEntityOfPage":{"@id":"https:\/\/www.grantwatch.com\/grantnews\/the-cares-act-what-you-need-to-know\/"},"wordCount":1014,"publisher":{"@id":"https:\/\/www.grantwatch.com\/grantnews\/#organization"},"image":{"@id":"https:\/\/www.grantwatch.com\/grantnews\/business\/#primaryimage"},"thumbnailUrl":"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg","articleSection":["Business","Community","Latest"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.grantwatch.com\/grantnews\/the-cares-act-what-you-need-to-know\/","url":"https:\/\/www.grantwatch.com\/grantnews\/business\/","name":"The CARES ACT: What you need to know Latest","isPartOf":{"@id":"https:\/\/www.grantwatch.com\/grantnews\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.grantwatch.com\/grantnews\/business\/#primaryimage"},"image":{"@id":"https:\/\/www.grantwatch.com\/grantnews\/business\/#primaryimage"},"thumbnailUrl":"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg","datePublished":"2020-04-02T21:59:03+00:00","dateModified":"2020-07-06T20:23:12+00:00","description":"Congress has passed the the Coronavirus Aid, Relief, and Economic Security Act (CARES) to help individuals, families, small & medium sized businesses","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.grantwatch.com\/grantnews\/business\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.grantwatch.com\/grantnews\/business\/#primaryimage","url":"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg","contentUrl":"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg","width":1650,"height":864,"caption":"CARES"},{"@type":"WebSite","@id":"https:\/\/www.grantwatch.com\/grantnews\/#website","url":"https:\/\/www.grantwatch.com\/grantnews\/","name":"GrantNews","description":"Powered By GrantWatch","publisher":{"@id":"https:\/\/www.grantwatch.com\/grantnews\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.grantwatch.com\/grantnews\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.grantwatch.com\/grantnews\/#organization","name":"GrantWatch","url":"https:\/\/www.grantwatch.com\/grantnews\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.grantwatch.com\/grantnews\/#\/schema\/logo\/image\/","url":"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/06\/GW.jpg","contentUrl":"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/06\/GW.jpg","width":400,"height":120,"caption":"GrantWatch"},"image":{"@id":"https:\/\/www.grantwatch.com\/grantnews\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pages\/GrantWatch\/162625900556850","https:\/\/x.com\/grantwatch","https:\/\/www.instagram.com\/grantswatch\/","https:\/\/www.linkedin.com\/company\/grantwatch-com","https:\/\/www.pinterest.com\/applyforgrants","https:\/\/www.youtube.com\/channel\/UC8YAavtZreMRWx67Zkt-Kkg"]},{"@type":"Person","@id":"https:\/\/www.grantwatch.com\/grantnews\/#\/schema\/person\/0c34e18456cd1bb01edfd4e65e2e0282","name":"Libby Hikind","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.grantwatch.com\/grantnews\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b3335488e486bdace4e6f00b56f315eabd313bb603c978111b6532b6f15a9350?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b3335488e486bdace4e6f00b56f315eabd313bb603c978111b6532b6f15a9350?s=96&d=identicon&r=g","caption":"Libby Hikind"},"description":"Libby Hikind is the founder and CEO of GrantWatch.com\u2014a top online resource for grants and funding, drawing over 350,000 monthly active users\u2014and host of the \"GrantTalk\" podcast, where she interviews funders and grant awardees on securing funding, nonprofit success, and entrepreneurial growth. Starting as a NYC Department of Education teacher, she wrote classroom grants and raised millions for a Brooklyn district before launching her Staten Island grant-writing agency (complete with a pioneering fax newsletter), retiring to pioneer GrantWatch in the digital age, and relocating to Florida for family time. A beloved children's book author, Libby crafts enchanting stories on growing up, self-esteem, overcoming fears, and life lessons\u2014available on Amazon and Barnes & Noble (request at local bookstores) with fun accompanying coloring books; titles include \"Rikki Wants A Pet: How a Fluttery Surprise Saved the Day,\" \"Why Won't You Go to School, Kiki Kangaroo?: How Everyone Helped Him: School Is Scary - Until It's Not,\" \"Twig Literacy: A Fun Story About Beavers, Money (Twigs), and Saving,\" \"Mr. Squirrel's Spring Cleaning Lesson,\" and \"Why Won't You Fly, Sky?: A Tale of Finding the Courage to Soar.\" Her memoir and grant writing module, \"The Queen of Grants: From Teacher to Grant Writer to CEO,\" inspires grant pros with her rise to success and teaches you all about grant writing\u2014look for Queen of Grants 2 which will be available soon.","url":"https:\/\/www.grantwatch.com\/grantnews\/author\/libby\/"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/04\/the-cares-act.jpg","jetpack_shortlink":"https:\/\/wp.me\/pck2w8-TO","jetpack-related-posts":[{"id":3901,"url":"https:\/\/www.grantwatch.com\/grantnews\/potential-second-stimulus-plan-proposed-by-house-democrats\/","url_meta":{"origin":3460,"position":0},"title":"Potential Second Stimulus Plan Proposed By House Democrats","author":"Lianne Hikind","date":"May 22, 2020","format":false,"excerpt":"The United States government has signed several COVID-19 relief bills into law, particularly the Coronavirus Aid Relief Economic Security (CARES) Act, a 1.76 trillion dollar stimulus plan. The CARES act included various forms of individual and business relief, including direct-payments for citizens. In a move that many called insufficient, the\u2026","rel":"","context":"In "Community"","block_context":{"text":"Community","link":"https:\/\/www.grantwatch.com\/grantnews\/community\/"},"img":{"alt_text":"coronavirus","src":"https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/03\/Virus.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/03\/Virus.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/03\/Virus.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/03\/Virus.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":6164,"url":"https:\/\/www.grantwatch.com\/grantnews\/covid-19-economic-recovery-the-city-of-houston-opens-up-small-business-grant-program\/","url_meta":{"origin":3460,"position":1},"title":"COVID-19 Economic Recovery: The City of Houston Opens Up Small Business Grant Program","author":"Lianne Hikind","date":"August 21, 2020","format":false,"excerpt":"Many states, cities, and towns are trying to figure out how to help their nonprofits and small businesses to survive and recover from the economic carnage of the COVID-19 pandemic. So many people all across the country are struggling, and over 100,000 small businesses have already been shuttered, the results\u2026","rel":"","context":"In "Business"","block_context":{"text":"Business","link":"https:\/\/www.grantwatch.com\/grantnews\/business\/"},"img":{"alt_text":"Help","src":"https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2019\/10\/help-button_large.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2019\/10\/help-button_large.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2019\/10\/help-button_large.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2019\/10\/help-button_large.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2019\/10\/help-button_large.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":6337,"url":"https:\/\/www.grantwatch.com\/grantnews\/colorado-small-businesses-and-nonprofits-will-finally-be-able-to-apply-for-help-in-rebuilding\/","url_meta":{"origin":3460,"position":2},"title":"Colorado Small Businesses And Nonprofits Will Finally Be Able To Apply For Help In Rebuilding","author":"Lianne Hikind","date":"September 2, 2020","format":false,"excerpt":"Small businesses have been incredibly hard hit by the COVID-19 pandemic and the necessary government response to the pandemic, including lockdowns and opening restrictions. These conditions, while important, have forced businesses all over the country to close at least temporarily, with over 100,000 permanently closing. Businesses owned by women and\u2026","rel":"","context":"In "Business"","block_context":{"text":"Business","link":"https:\/\/www.grantwatch.com\/grantnews\/business\/"},"img":{"alt_text":"covid","src":"https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/09\/corona-edited-scaled.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/09\/corona-edited-scaled.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/09\/corona-edited-scaled.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/09\/corona-edited-scaled.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/09\/corona-edited-scaled.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/09\/corona-edited-scaled.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":8731,"url":"https:\/\/www.grantwatch.com\/grantnews\/saratoga-gets-a-rental-assistance-grant-to-help-residents-who-are-struggling\/","url_meta":{"origin":3460,"position":3},"title":"Saratoga Gets A Rental Assistance Grant To Help Residents Who Are Struggling","author":"Lianne Hikind","date":"February 7, 2021","format":false,"excerpt":"Rental assistance will be made available to Saratoga residents thanks to a grant awarded to the city by the Federal Government.","rel":"","context":"In "Community"","block_context":{"text":"Community","link":"https:\/\/www.grantwatch.com\/grantnews\/community\/"},"img":{"alt_text":"Covid-19-related eviction notice","src":"https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2021\/02\/Covid-related-Eviction-Notice-2-scaled.jpeg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2021\/02\/Covid-related-Eviction-Notice-2-scaled.jpeg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2021\/02\/Covid-related-Eviction-Notice-2-scaled.jpeg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2021\/02\/Covid-related-Eviction-Notice-2-scaled.jpeg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2021\/02\/Covid-related-Eviction-Notice-2-scaled.jpeg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2021\/02\/Covid-related-Eviction-Notice-2-scaled.jpeg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":9678,"url":"https:\/\/www.grantwatch.com\/grantnews\/help-for-schools-and-students-announced-by-u-s-dept-of-education\/","url_meta":{"origin":3460,"position":4},"title":"Help for Schools and Students Announced By U.S. Dept. of Education","author":"Lianne Hikind","date":"April 7, 2021","format":false,"excerpt":"These past 15 months have been difficult for almost everyone. The pandemic has caused upheaval in so many lives, especially students. One of the things that have impacted students is lockdown orders and distance learning. Last year schools closed because of the pandemic, and this year many public schools are\u2026","rel":"","context":"In "Education"","block_context":{"text":"Education","link":"https:\/\/www.grantwatch.com\/grantnews\/education\/"},"img":{"alt_text":"questions","src":"https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/10\/Questions-and-Answers.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/10\/Questions-and-Answers.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/10\/Questions-and-Answers.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/10\/Questions-and-Answers.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.grantwatch.com\/grantnews\/wp-content\/uploads\/2020\/10\/Questions-and-Answers.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":3666,"url":"https:\/\/www.grantwatch.com\/grantnews\/township-of-sharon-works-to-help-small-businesses-affected-by-covid-19\/","url_meta":{"origin":3460,"position":5},"title":"Township of Sharon Works To Help Small Businesses Affected by COVID-19","author":"Libby Hikind","date":"April 28, 2020","format":false,"excerpt":"The COVID-19 pandemic has caused a lot of havoc all over the world, and it seems that the economy is continuing to stagnate. Small businesses have been particularly affected because not only are many seeing lower sales, but many small businesses do not have the cash on hand to be\u2026","rel":"","context":"In "Business"","block_context":{"text":"Business","link":"https:\/\/www.grantwatch.com\/grantnews\/business\/"},"img":{"alt_text":"grants","src":"https:\/\/i0.wp.com\/www.grantnews.com\/wp-content\/uploads\/2020\/04\/AdobeStock_202853079-3-1024x683.jpeg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.grantnews.com\/wp-content\/uploads\/2020\/04\/AdobeStock_202853079-3-1024x683.jpeg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.grantnews.com\/wp-content\/uploads\/2020\/04\/AdobeStock_202853079-3-1024x683.jpeg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.grantnews.com\/wp-content\/uploads\/2020\/04\/AdobeStock_202853079-3-1024x683.jpeg?resize=700%2C400&ssl=1 2x"},"classes":[]}],"jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/posts\/3460","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/comments?post=3460"}],"version-history":[{"count":1,"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/posts\/3460\/revisions"}],"predecessor-version":[{"id":5325,"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/posts\/3460\/revisions\/5325"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/media\/3480"}],"wp:attachment":[{"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/media?parent=3460"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/categories?post=3460"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.grantwatch.com\/grantnews\/wp-json\/wp\/v2\/tags?post=3460"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}