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Grants to USA Private and Public Nonprofit Agencies to Promote Economic Independence for Refugees

Refugee Individual Development Accounts (IDA) Program


GrantWatch ID#

Funding Source
U.S. Department of Health and Human Service (HHS) - Administration for Children and Families (ACF)
CFDA Number: 93.576
Funding or PIN Number: HHS-2023-ACF-ORR-ZI-0006
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Geographic Focus

Important Dates
Deadline: 07/07/23 11:59 PM ET Electronic Receipt; 4:30 PM ET Paper applications Save

Grant Description
Grants to USA private and public nonprofit agencies for programs that provide eligible refugees with financial counseling, training, and matched savings accounts. Applicants are advised that required registrations may take several weeks to complete. The program represents an anti-poverty strategy built on asset accumulation for low-income refugee individuals and families with the goal of promoting refugee economic independence.

IDAs are leveraged or matched savings accounts established in qualified financial institutions. In the Refugee IDA Program, IDAs are matched with federal funds that have been allocated as "match funds" from at least 65 percent of the annual federal grant award. The funds are intended for the asset goals specified in this announcement. Although the refugee client maintains control of all funds that the client deposits in the IDA, including all interest that may accrue on the funds, the client must sign a Savings Plan Agreement that specifies the funds in the account will be used only for the client's qualified asset goal(s) or for an emergency withdrawal.

The objectives of the Refugee IDA Program are to help clients:

  1. Establish IDAs;
  2. Maintain regular saving habits;
  3. Participate in the financial institutions of this country;
  4. Acquire assets to build individual, family, and community resources;
  5. Increase their knowledge of financial and monetary topics, including developing a household budget;
  6. Advance their education;
  7. Buy homes;
  8. Gain access to capital; and
  9. Increase the socio-economic development of their communities.

New projects will accomplish these objectives by establishing programs that combine the provision of matched savings accounts with financial training and counseling.

IDAs are established for refugee clients at a qualified financial institution. Refugee clients will systematically contribute to the IDAs out of earned income to purchase specified asset goals. The primary focus of the asset goals in their Refugee IDA Program is limited to the following areas:

  • Primary residence home purchase;
  • Vocational training, professional recertification, and education (limited to postsecondary education costs, college entrance exam fees, and TOEFL and GED preparation and test fees) as required for employment, certification, or educational purposes;
  • Microenterprise capitalization, including home-based child care services; and,
  • Vehicle purchase.

For a comprehensive discussion of eligible clients, see pp. 3-5 of the NOFO in Attached Files below.

For program requirements, see pp. 5-10 of the NOFO in Attached Files below.


  • City or township governments
  • County governments
  • Independent school districts
  • Native American tribal governments (Federally recognized)
  • Native American tribal organizations (other than Federally recognized tribal governments)
  • Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education
  • Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education
  • Private institutions of higher education
  • Public and State controlled institutions of higher education
  • Public housing authorities/Indian housing authorities
  • Others (see text field entitled "Additional Eligibility Criteria" for clarification)
  • Special district governments
  • State governments

Additional Eligibility Criteria
Eligible applicants for refugee programs under the INA § 412(c)(1)(A) are "public and private nonprofit agencies."

Faith-based and community organizations that meet the eligibility requirements are eligible to receive awards under this funding opportunity. Faith-based organizations may apply for this award on the same basis as any other organization, as set forth at and, subject to the protections and requirements of 45 CFR Part 87 and 42 U.S.C. 2000bb et seq., ACF will not, in the selection of recipients, discriminate against an organization on the basis of the organization's religious character, affiliation, or exercise.

Applications from individuals (including sole proprietorships) and foreign entities are not eligible and will be disqualified from competitive review and funding under this funding opportunity.

For funding restrictions, see pp. 45-46 of the NOFO in Attached Files below.

Pre-Application Information
Due Date for Applications: 07/07/2023

The deadline for electronic application submission is 11:59 pm ET on the due date listed. The deadline for receipt of paper applications is 4:30 pm ET on the due date listed.

Organizations must have an active System for Award (SAM) registration which provides a Unique Entity Identifier (UEI), and account to apply for grants. Creating a account can be completed online in minutes, but SAM registration may take several weeks. Therefore, an organization’s registration should be done in sufficient time to ensure it does not impact the entities ability to meet required application submission deadlines. Organization applicants can find complete instructions here:

Refugee IDA Programs will be expected to participate in ORR-sponsored webinars, training and peer-sharing events throughout the program period. An annual workshop is planned for each program year. Attendance is required for one key staff member to participate in an annual 2-day workshop at ORR's office in Washington, DC, each year.

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For a list of relevant application documents, go to the Package tab (press Preview) on the link above.

Additional Funding Information

Estimated Total Program Funding:


Number of Grants

Estimated Size of Grant
Award Ceiling: $350,000 Per Project Period
Award Floor: $100,000 Per Project Period

Term of Contract
Anticipated Project Start Date: 09/30/2023

Length of Project Periods: 48-month project period with four 12-month budget periods

Contact Information
Program Office Contact:
Yimeem Vu
Administration for Children and Families
Office of Refugee Resettlement
Division of Refugee Services
Mary E. Switzer Building
330 C Street, SW.
Washington, DC 20201
(202) 401-4825

Office of Grants Management Contact:
Tim Chappelle
Administration for Children and Families
Office of Grants Management
Community Strengthening Grants
Mary E. Switzer Building
330 C Street, SW.
Washington, DC 20201
(202) 401-4855

RFP & Supporting Documents
Full Grant Text RFP

Before starting your grant application, please review the funding source's website listed below for updates / changes / addendums / conferences / LOIs.

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