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Community HOME Investment Program (CHIP)

Grants to Georgia Nonprofits, Agencies, and Housing Authorities
to Rehabilitate, Build, or Renovate Single-Family Residences

Agency Type:


Funding Source:

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Georgia Department of Community Affairs (DCA)

Conf. Date:


Deadline Date:

01/29/21 4:00 PM Receipt of emailed applications; Fee must be postmarked by date and time.


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Grants to Georgia nonprofit organizations, local agencies, and public housing authorities to support housing rehabilitation, construction, or renovation for single-family residences. Funding is intended for the construction or renovation of single-family residences for sale to income-eligible homebuyers, or for the rehabilitation of owner-occupied residences.

The goal of DCA is to facilitate 1.) New construction and reconstruction of small, affordable housing units for sale to low- and moderate-income home buyers; and 2.) Housing rehabilitation of owner-occupied homes.

Home Buyer Development 

Funds will be provided to acquire, rehabilitate, or newly construct single-family units to be sold to low- and moderate-income home buyers. Single-family units are defined as structures with 1-4 units. All eligible applicants, including non-profit organizations, are eligible to apply for this activity.

If the application proposes the development (either new construction or rehabilitation) of housing units that will be sold to low- and moderate-income homebuyers, a formal agreement is required between the Subrecipient and a HUD-approved housing counseling agency to provide pre-purchase and homebuyer education services to all new home buyers. This requirement does not apply to owner-occupied housing rehabilitation activities.

Housing Rehabilitation of Owner-Occupied Single-Family Homes 

Funds will be provided to rehabilitate existing owner-occupied single-family units.  Homeowners must meet the income thresholds of less than eighty percent (80%) of the average median income for their counties. Funds to rehabilitation the homes are made in the form of a 0% deferred payment loan that is forgivable if the homeowners maintain the home as their primary residence for five (5) years for housing rehabilitation or for ten (10) years for housing reconstruction.

New For the 2021 Application:

Three awards will be made to applicants that demonstrate a need for owner-occupied housing rehabilitation that have not received CHIP funds or State CDBG funds in the last ten years (since 2010). These applicants must demonstrate current and/or past community development efforts to better improve their community. Applicants will be required to procure an experienced grant administrator to administer the grant.    These awards are only available to local units of governments and not available for nonprofit or public housing authority applicants. 

GrantWatch ID#:

GrantWatch ID#: 169518

Estimated Total Program Funding:


Number of Grants:

Six (6) awards will be made to the top-scoring applications for the owner‐occupied housing rehabilitation activity; Four (4) awards will be made to the top-scoring applications for the new construction/ reconstruction of affordable single‐family homes activity; • Three (3) awards will be set aside for applicants providing owner-occupied housing rehabilitation that have not received a CHIP or CDBG home repair grant award in previous years.

Estimated Size of Grant:

Activities and Funding Amounts:
- Housing rehabilitation of owner-occupied homes: grants up to $400,000
- New construction and/or rehabilitation of homes for sale to eligible homebuyers: grants up to $600,000

Term of Contract:

All HOME funds must generally be expended and all development activity completed within twenty-four (24) months of DCA’s contract start date. “Completion” is defined as all construction activities being complete, all development funds expended, all final inspections have taken place, and certificates of occupancy issued.

All home buyer units must have ratified sales contracts within nine (9) months of the issuance of a certificate of occupancy for the unit or the unsold unit must be converted to a HOME-funded rental unit.

Additional Eligibility Criteria:

Eligible Applicants
- City and County Governments in Georgia excluding HUD HOME Participating Jurisdictions government receiving HUD HOME funds directly
- Public Housing Authorities
- Nonprofits with 501(c)(3) or 501(c)(4) tax-exempt status

All Applicants must meet the following requirements:
- The Applicant must demonstrate the capacity to carry out the proposed development by having either staff or entities under contract with relevant experience in successfully completing the administration of other developments of a similar nature and scope.
- Applicants must not be out of material compliance or disqualified from any program administered by DCA or under debarment, proposed debarment or suspension by a federal agency.

In addition, an Applicant formed as a nonprofit or public housing authority must be determined by DCA to be qualified to act as a Subrecipient. The nonprofit or public housing authority must be able to demonstrate technical expertise of staff and other project partners in housing production and management and meet the following criteria:
- At the time of application, the authorized signatory of the Applicant (e.g. Chief Executive Officer) must demonstrate compliance with O.C.G.A. §50-36-1 (e) (2)-Verification of Lawful Presence within the United States.
- At the time of application, all non-profit applicants also must be in compliance with O.C.G.A. Section 50- 20-1 through 50-20-8. Successful applicants must remain in compliance with this section through program closeout. DCA will not fund any activity should the non-profit or public housing authority fall out of compliance with O.C.G.A. Section 50-20 et. seq. until such time that the entity’s compliance has been determined by Georgia Department of Audits and Accounts and, subsequently, the Commissioner of DCA has authorized proceeding with funding of existing commitments.

In addition to the requirements for all applicants, Local Governments must be in compliance with the audit report/grant certification form submission requirements as provided under O.C.G.A. Section 36-81-7 and Section 36-81-8.1.

Pre-Application Information:

2021 Grant Schedule:
- Application release: September 30, 2020
- The application webinar will be held on October 15, 2020.
- Application deadline: January 29, 2021

The CHIP 2021 grant application form with all relevant attachments must be submitted by email to and the $250 application fee check must be mailed and postmarked by: Friday, January 29, 2021 at 4:00 PM.

DCA intends to enter into a formal written agreement with each selected Applicant no later than August 1, 2021.


Grant Application Webinar:

Contact Information:

Before starting your grant application, please review the funding source's website listed below for updates/changes/addendums/conferences/LOIs.

Email applications to:

Application fee mailing address:
CHIP Manager
Georgia Department of Community Affairs
60 Executive Park South, N.E.
Atlanta, GA 30329

DaTonya Lewis

URL for Full Text (RFP):

Geographic Focus:

USA: Georgia

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