Georgia Department of Community Affairs (DCA)
01/29/21 4:00 PM Receipt of emailed applications; Fee must be postmarked by date and time.
Grants to Georgia nonprofit organizations, local agencies, and public housing authorities to support housing rehabilitation, construction, or renovation for single-family residences. Funding is intended for the construction or renovation of single-family residences for sale to income-eligible homebuyers, or for the rehabilitation of owner-occupied residences.
The goal of DCA is to facilitate 1.) New construction and reconstruction of small, affordable housing units for sale to low- and moderate-income home buyers; and 2.) Housing rehabilitation of owner-occupied homes.
Home Buyer Development
Funds will be provided to acquire, rehabilitate, or newly construct single-family units to be sold to low- and moderate-income home buyers. Single-family units are defined as structures with 1-4 units. All eligible applicants, including non-profit organizations, are eligible to apply for this activity.
If the application proposes the development (either new construction or rehabilitation) of housing units that will be sold to low- and moderate-income homebuyers, a formal agreement is required between the Subrecipient and a HUD-approved housing counseling agency to provide pre-purchase and homebuyer education services to all new home buyers. This requirement does not apply to owner-occupied housing rehabilitation activities.
Housing Rehabilitation of Owner-Occupied Single-Family Homes
Funds will be provided to rehabilitate existing owner-occupied single-family units. Homeowners must meet the income thresholds of less than eighty percent (80%) of the average median income for their counties. Funds to rehabilitation the homes are made in the form of a 0% deferred payment loan that is forgivable if the homeowners maintain the home as their primary residence for five (5) years for housing rehabilitation or for ten (10) years for housing reconstruction.
New For the 2021 Application:
Three awards will be made to applicants that demonstrate a need for owner-occupied housing rehabilitation that have not received CHIP funds or State CDBG funds in the last ten years (since 2010). These applicants must demonstrate current and/or past community development efforts to better improve their community. Applicants will be required to procure an experienced grant administrator to administer the grant. These awards are only available to local units of governments and not available for nonprofit or public housing authority applicants.
GrantWatch ID#: 169518
Six (6) awards will be made to the top-scoring applications for the owner‐occupied housing rehabilitation activity; Four (4) awards will be made to the top-scoring applications for the new construction/ reconstruction of affordable single‐family homes activity; • Three (3) awards will be set aside for applicants providing owner-occupied housing rehabilitation that have not received a CHIP or CDBG home repair grant award in previous years.
Activities and Funding Amounts:
- Housing rehabilitation of owner-occupied homes: grants up to $400,000
- New construction and/or rehabilitation of homes for sale to eligible homebuyers: grants up to $600,000
All HOME funds must generally be expended and all development activity completed within twenty-four (24) months of DCA’s contract start date. “Completion” is defined as all construction activities being complete, all development funds expended, all final inspections have taken place, and certificates of occupancy issued.
All home buyer units must have ratified sales contracts within nine (9) months of the issuance of a certificate of occupancy for the unit or the unsold unit must be converted to a HOME-funded rental unit.
Before starting your grant application, please review the funding source's website listed below for updates/changes/addendums/conferences/LOIs.
Email applications to: CHIP@dca.ga.gov
Application fee mailing address:
Georgia Department of Community Affairs
60 Executive Park South, N.E.
Atlanta, GA 30329
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